What used to cost $300,000 now can cost $500,000 to $600,000 or more….as a result, as prices continue to go up, affordability goes down.

ROG’S model recognizes that some buyers can still afford a whole resort home purchase and want it managed for them…which is why we offer whole ownership with conventional financing.

But fractional ownership is a growing market that makes resort home purchases more affordable….makes sense.

In fact, most “Fractional” purchases are heavily marked up over the whole ownership price….meaning the fractional developer inflates the price significantly over the core real estate value. ….If you buy a 1/4 interest at $250,000 the underlying real estate asset isn’t worth $1Million. In many cases it is less than half that number.

Under the ROG model we receive Retained Weeks as payment with far less mark-up on the fractional ownership purchase….meaning we can offer the benefits of fractional ownership at a price that more closely resembles whole ownership

With the option to buy whole ownership or fractional ownership, ROG buyers can decide how much usage appeals to them and how much of an investment they want to make…and buy only that portion…whether its an 1/8th, 1/4, 1/2 or whole ….

what ever makes sense FOR YOU...knowing you can scale up or scale down your ownership easily in the future.

Probably the best option of owning an ROG fully managed resort home is what we call ASSEMBLED OWNERSHIP…..ASSEMBLED OWNERSHIP allows ROG clients to make a whole ownership purchase, with multiple purchasers (fractional) and yet have the ability to choose and assemble their own whole resort home with their own friends…family…or business associates.

For example, choosing a combination of four quarter buyers….works great for the Saturday Golf Foursome….

or what about a half buyer with two friends taking a quarter each….

the options are many.

For even more affordability, ROG even arranges CONVENTIONAL financing on the ASSEMBLED purchase which further ads to the affordability….Example: with FOUR buyers taking a quarter each….the cash equity investment can be as low as $20,000 each…with the balance of the purchase as a 1st mortgage.

ASSEMBLED OWNERSHIP works even better when combined with the usage benefit of STACKING their weeks…..Here is how that works: Several buyers can each have their own home during the same weeks using ROG’s Retained Weeks…meaning they paid the fractional price, received the benefit of whole ownership financing and whole ownership usage when they want to use their resort home….wow! Now you have everyone in the comfort of their own resort home during the same week to golf, shop, dine, and entertain or family together.

The process of purchasing a resort property,
financing it and furnishing it, is a challenging and time consuming exercise….and it increases the farther a field you go to find your resort home….especially, out of city or out of country…..

Either way, ROG professionally manages the entire purchase process along the way, including creating and adding a custom furniture package on every resort home that will work well for the rental market.
 
Researching the locations and product types is an ROG strength….and, we can help advise on where the future growth locations are that might be best for you…..we’re experts in recreational real estate. Not being the developer or builder, we can research the market and put together the best ownership options for our clients.

So as we leave the Buying section I want you to remember these 3 points:

1. If you are looking to buy a fractional interest, you won’t find a comparable fractional interest for less….
2. With our managed ownership solution you will get the maximum from your ownership with the least hassle
3. When you buy a whole ROG home or assembled ROG home you will get the most usage out of your ownership and precious little of your time dealing with the pain of ownership.